Finance decision layer · demo

Model the financial response before committing it.

Same Decision Intelligence contract in demo and live. Live mode never substitutes NOVA values.

Open opportunities

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Modeled annual value

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Open Decisions

Finance AI

Finance Intelligence

Track P&L, cash, budgets, expenses, margins, and drivers across every branch — with forecasts and one-click decisions.

Demo modeExcellentLast analyzed: Aug 27, 03:12 AM

Finance health

Where the numbers say we stand right now.

Score

Excellent

Strong quarter. Margins holding above plan; small labor overrun is controllable.

Revenue MTD

7,820,000 ֏

Gross margin

72.6%

Cash on hand

8,750,000 ֏

Net margin

18.2%

EBITDA MTD

2,032,000 ֏

Cash runway

78 d

Prime cost

58.4%

Budget variance

-1.4%

Forecast confidence

91%

Profit & loss

Month-to-date, compared to budget and prior month.

Line	Actual	Budget	Prior month	vs Budget
Revenue	7,820,000 ֏	7,600,000 ֏	7,240,000 ֏	+2.9%
Dine-in	5,120,000 ֏	5,000,000 ֏	4,780,000 ֏	+2.4%
Delivery	1,940,000 ֏	1,900,000 ֏	1,780,000 ֏	+2.1%
Catering	760,000 ֏	700,000 ֏	680,000 ֏	+8.6%
Cost of goods sold	2,141,000 ֏	2,130,000 ֏	2,060,000 ֏	+0.5%
Food cost	1,820,000 ֏	1,820,000 ֏	1,760,000 ֏	0%
Beverage cost	321,000 ֏	310,000 ֏	300,000 ֏	+3.5%
Gross profit	5,679,000 ֏	5,470,000 ֏	5,180,000 ֏	+3.8%
Labor	2,425,000 ֏	2,380,000 ֏	2,310,000 ֏	+1.9%
Kitchen labor	1,310,000 ֏	1,290,000 ֏	1,240,000 ֏	+1.6%
Service labor	1,115,000 ֏	1,090,000 ֏	1,070,000 ֏	+2.3%
Operating expenses	1,222,000 ֏	1,240,000 ֏	1,180,000 ֏	-1.5%
Rent	620,000 ֏	620,000 ֏	620,000 ֏	0%
Utilities	214,000 ֏	230,000 ֏	205,000 ֏	-7.0%
Marketing	218,000 ֏	210,000 ֏	190,000 ֏	+3.8%
Other	170,000 ֏	180,000 ֏	165,000 ֏	-5.6%
Operating profit	2,032,000 ֏	1,850,000 ֏	1,690,000 ֏	+9.8%
Net profit	1,423,000 ֏	1,295,000 ֏	1,183,000 ֏	+9.9%

Cash flow

Weekly inflows, outflows, net, and projected balance.

Week	Inflows	Outflows	Net	Balance
W-3	1,680,000 ֏	1,420,000 ֏	260,000 ֏	7,640,000 ֏	Actual
W-2	1,820,000 ֏	1,510,000 ֏	310,000 ֏	7,950,000 ֏	Actual
W-1	1,890,000 ֏	1,490,000 ֏	400,000 ֏	8,350,000 ֏	Actual
This week	1,960,000 ֏	1,560,000 ֏	400,000 ֏	8,750,000 ֏	Actual
W+1	2,010,000 ֏	1,620,000 ֏	390,000 ֏	9,140,000 ֏	Projection
W+2	2,050,000 ֏	1,650,000 ֏	400,000 ֏	9,540,000 ֏	Projection
W+3	2,120,000 ֏	1,690,000 ֏	430,000 ֏	9,970,000 ֏	Projection

Operating

1,612,000 ֏

Investing

-180,000 ֏

Financing

-140,000 ֏

Budget vs actual

Category-level variance with tone and owner.

Category	Budget	Actual	Variance	Status	Owner
Food cost	1,820,000 ֏	1,820,000 ֏	0.0%	On track	Lilit
Kitchen labor	1,290,000 ֏	1,310,000 ֏	+1.6%	Watch	Anna
Service labor	1,090,000 ֏	1,115,000 ֏	+2.3%	Watch	Anna
Marketing	210,000 ֏	218,000 ֏	+3.8%	Watch	Mariam
Utilities	230,000 ֏	214,000 ֏	-7.0%	On track	Lilit
Rent	620,000 ֏	620,000 ֏	0.0%	On track	Lilit

Expense intelligence

Anomalies detected against 30-day average.

Category	Vendor	Amount	vs avg	Severity	Owner
Food cost	Prime Meats Co.	184,000 ֏	+32%	Medium	Mariam · detected 5 h ago
Marketing	MetaAds	82,000 ֏	+28%	Low	Mariam · detected 14 h ago
Utilities	ElectroNet	96,000 ֏	-12%	Low	Lilit · detected 22 h ago

Margin analysis

Item and category profitability — sorted by volume share.

Item / category	Revenue	Cost	Gross margin	Volume	Δ vs prior
Slow-roasted lamb (signature)	1,820,000 ֏	402,000 ֏	77.9%High	23%	+1.2%
Wood-fired pizzas	1,260,000 ֏	320,000 ֏	74.6%High	16%	+0.4%
Tasting menu	1,180,000 ֏	380,000 ֏	67.8%Solid	14%	-0.6%
Wine pairing	980,000 ֏	190,000 ֏	80.6%High	12%	+2.1%
Desserts	640,000 ֏	128,000 ֏	80.0%High	9%	+0.8%

Profit drivers

What moved gross profit up or down this month.

Driver	Contribution	Change	Owner	Suggested action
+Dine-in traffic	320,000 ֏	+6.5%	Anna	Extend dine-in seating on Fri–Sat.
+Wine attach rate	145,000 ֏	+3.2%	Anna	Train FoH to recommend the pairing at every table.
−Kitchen overtime	-78,000 ֏	-1.4%	Anna	Trim one BoH shift on quiet weekdays.
−Ads inefficiency	-42,000 ֏	-0.9%	Mariam	Reallocate ads to top-2 ROAS campaigns.

Forecast

Revenue, cost, gross, and cash — 7 / 30 / 90 days.

Projected revenue

8,063,050 ֏

Projected gross profit

5,853,773 ֏

Projected operating profit

1,721,072 ֏

Projected cash

9,782,644 ֏

Confidence

83%

Day 1Day 30

Finance recommendations

Ready-to-approve actions to protect or unlock profit.

Recommendation	Impact / month	Confidence	Owner	Actions
Reallocate 200k in ads to top ROAS campaignsTwo campaigns above 3× ROAS; three below 1.5×.	340,000 ֏ / month	82%	Mariam
Trim one BoH shift on Mon/TueSales < 60% of Fri on those days; kitchen idle time 28%.	180,000 ֏ / month	84%	Anna

Finance timeline

Recent finance-relevant events.

Aug 27, 04:48 AM

30-day forecast confidence 88%.

Finance AI · Forecast

Aug 27, 04:06 AM

MetaAds 28% above budget.

Finance AI · Expenses

Aug 27, 03:33 AM

Kitchen labor tracking +2.3% vs budget.

Finance AI · Budget

Aug 27, 03:12 AM

Weekly cash net +400k · balance projected 9.14M.

Finance AI · Cash

Finance AI · deterministic demo · no live accounting connection